This Privacy Policy explains how information is collected, used, and protected when you visit this website (the "Site"). By using the Site, you agree to the practices described here. If you do not agree, please discontinue use of the Site.
Plain-language summary: The calculator on this Site runs entirely in your web browser. The numbers you type into it are not sent to us, not stored, and not shared. Like almost every website, the Site does use cookies, including advertising cookies from third parties such as Google, which are described below.
Who we are
This Site, tsprothcalculator.com, is an independently published resource that provides free, educational financial calculators and related content. It is not affiliated with the Thrift Savings Plan, the Federal Retirement Thrift Investment Board, the Internal Revenue Service, or any government agency.
Information the calculator does not collect
The calculator provided on this Site performs its work locally, inside your browser. Values you enter, such as dollar amounts and tax rates, are processed on your own device to display a result. Those values are not transmitted to us, are not saved on our servers, and are not shared with any third party.
Information collected automatically
Like most websites, the Site and its hosting provider may automatically collect certain non-personal technical information when you visit, which can include:
- Your browser type and version, and your device and operating system;
- Your general geographic region, inferred from your IP address;
- The pages you view, the time and date of your visit, and the site you arrived from;
- Standard server log data maintained by the hosting provider for security and performance.
This information is used to understand general usage patterns, maintain security, and improve the Site. It is not used to personally identify you.
Cookies and similar technologies
A cookie is a small text file stored on your device by your browser. Cookies help websites function and allow certain features and third-party services, including advertising, to operate. You can control or disable cookies through your browser settings. If you disable cookies, some parts of the Site or its ads may not work as intended.
Third-party advertising
This Site may display advertisements served by third-party advertising networks, including Google, through the Google AdSense program. These third parties use cookies and similar technologies to serve ads based on your prior visits to this Site and other sites across the internet.
- Google, as a third-party vendor, uses cookies to serve ads on this Site.
- Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this and other websites.
- You may opt out of personalized advertising by visiting Google's Ads Settings at google.com/settings/ads.
- You can also opt out of personalized advertising from many participating vendors at aboutads.info/choices and optout.networkadvertising.org.
For more information on how Google uses data when you use its partners' sites, see Google's policy on partner sites.
Analytics
The Site may use analytics services, such as Google Analytics, to understand how visitors use the Site. These services may set cookies and collect the kind of non-personal technical information described above. This data is aggregated and used to improve content and usability.
Links to other sites
The Site contains links to external websites, including government and financial resources cited as sources. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policy of any site you visit.
Children's privacy
This Site is intended for a general adult audience and is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided information through the Site, please contact us so it can be removed.
Your choices and rights
Depending on where you live, you may have rights regarding your personal information, such as the right to access, correct, or delete it, or to opt out of certain data uses. You can control cookies through your browser and opt out of personalized advertising using the links in the Third-party advertising section above. To make a request or ask a question about your information, contact us using the details below.
Changes to this policy
This Privacy Policy may be updated from time to time. When it changes, the effective date at the top of this page will be revised. Continued use of the Site after an update means you accept the revised policy.
Contact
If you have questions about this Privacy Policy or how your information is handled, you can reach us at contact@tsprothcalculator.com.
This policy is provided as a general template for an advertising-supported informational website and does not constitute legal advice. Privacy requirements vary by location and can change. Consider having it reviewed by a qualified professional to confirm it fits your specific circumstances and jurisdiction.